our services

"Financial Freedom Starts Here: Discover the Power of VCL Microfinance Bank Services"

Current

With our current account, you'll enjoy a range of benefits tailored specifically to meet the needs of busy people like you. From hassle-free transactions, our account has everything you need to manage your finances with ease.

Savings

With our General Savings Product, at VCL Microfinance Bank you can start saving with as little as ₦1000 and earn competitive interest rates on your savings.

Loans

Looking to start a business, buy a car, pay your tuition, our loans are designed to help you achieve your need quickly. With flexible repayment and streamlined application process,

Fixed Deposits

Investing your money wisely is key to building a solid financial future, and our fixed deposit account at VCL Microfinance Bank is the perfect way to do just that.

VCL LOANS

Choose from variations of products and services to meet your financial needs

Vcl loans Product

We offer a range of loans to help you achieve your goals, whether it's paying for school fees, starting a business, or buying a new home appliance. Our loans are designed to be affordable, flexible, and easy to access, so you can get the financial assistance you need without any hassle..

For petty traders and market women

With our Esusu Loans product, you can borrow up to N50,000 without collateral or a lengthy approval process. We also offer competitive interest rates and flexible repayment terms, making it easier for you to manage your loan and pay it back on time..

Last updated 3 mins ago

Requirments
Loan request letter
Completely filled loan application form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For business individuals and coperate

Micro Loans are a flexible and convenient loan product that allows you to borrow small amounts of money quickly and easily. Our loans are specifically designed to help you manage unexpected expenses, emergencies, or other urgent financial needs.

Last updated 3 mins ago

Requirments
Loan request letter
Completely filled loan application form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For purchase of electronic and appliances

Asset Finance Loans are a flexible and affordable way to acquire the equipment, machinery, or other assets you need to expand your business. Whether you're looking to purchase new vehicles, upgrade your manufacturing equipment, or invest in new technology, our loans can help you achieve your goals.

Last updated 3 mins ago

Requirments
Loan request letter
Completely filled loan application form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For preparation towards festive periods

With attractive interest rates and flexible repayment options, our Festival Loans are the perfect solution for all your festive needs. Plus, our quick and hassle-free loan application process ensures that you can get the funds you need in no time.

Last updated 3 mins ago

Requirments
Loan request letter
Completely filled loan application form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For salary earners and coperate works

Are you in need of some extra cash before your next payday? Look no further than VCL salary advance loans for a quick and easy salary advance!

Last updated 3 mins ago

Requirments
Loan request letter
Completely filled loan application form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

VCL SAVINGS

We have many variations of products and services to meet your financial needs

VCL Savings Product

We offer a range of savings product to help you achieve your goals, whether it's paying for school fees, starting a business, or buying a new home appliance. Our loans are designed to be affordable, flexible, and easy to access, so you can get the financial assistance you need without any hassle..

For Business owners and individuals

At VCL microfinance bank, we understand the importance of accessible banking services, which is why we have designed our current account to cater to your everyday banking needs. Open an account with us today and experience the ease and convenience of banking with us

Last updated 3 mins ago

Requirments
Account Opening deposit of N10,000
Completely filled account opening form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For regular business

Micro Loans are a flexible and convenient loan product that allows you to borrow small amounts of money quickly and easily. Our loans are specifically designed to help you manage unexpected expenses, emergencies, or other urgent financial needs.

Last updated 3 mins ago

Requirments
Account Opening deposit of N1,000
Completely filled account opening form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For purchase of electronic and appliances

Asset Finance Loans are a flexible and affordable way to acquire the equipment, machinery, or other assets you need to expand your business. Whether you're looking to purchase new vehicles, upgrade your manufacturing equipment, or invest in new technology, our loans can help you achieve your goals.

Last updated 3 mins ago

Requirments
Account Opening deposit of N1,000
Completely filled account opening form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For preparation towards festive periods

With attractive interest rates and flexible repayment options, our Festival Loans are the perfect solution for all your festive needs. Plus, our quick and hassle-free loan application process ensures that you can get the funds you need in no time.

Last updated 3 mins ago

Requirments
Account Opening deposit of N1,000
Completely filled account opening form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

For salary earners and coperate works

Are you in need of some extra cash before your next payday? Look no further than VCL salary advance loans for a quick and easy salary advance!

Last updated 3 mins ago

Requirments
Account Opening deposit of N1,000
Completely filled account opening form
Valid means of Identification(NIN, driver's license, voter's card or international passport)
A recent utility bill
2 passport photograph

Apply now

our services

Current

Savings

Loans

Fixed Deposits

VCL LOANS

Vcl loans Product

For petty traders and market women

For business individuals and coperate

For purchase of electronic and appliances

For preparation towards festive periods

For salary earners and coperate works

VCL SAVINGS

VCL Savings Product

For Business owners and individuals

For regular business

For purchase of electronic and appliances

For preparation towards festive periods

For salary earners and coperate works

LET US HELP YOU

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