our services

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Current

With our current account, you'll enjoy a range of benefits tailored specifically to meet the needs of busy people like you.

Savings

With our General Savings Product, you can start saving with as little as ₦1000 and earn competitive interest rates on your savings.

Loans

Looking to start a business, buy a car, pay your tuition, our loans are specially designed to help you achieve your need quickly.

Fixed Deposit

Investing your money wisely is key to building a solid financial future, and our fixed deposit account at VCL Microfinance Bank is the perfect way to start.

About Us

Ten years ago, a group of passionate individuals came together with a vision to empower people in Lagos by providing access to financial services. They believed that everyone, regardless of their background or economic status, deserved a chance to build a better future for themselves and their families. With this goal in mind, they founded a VCL microfinance bank a bank that would serve the underserved communities in Agege and lagos at large. Over the past decade, this microfinance bank has grown to become a trusted and reliable partner for thousands of people in the city.

Our approach

Identifying the Business

Our commitment to excellence extends beyond our services. We are also dedicated to operating with integrity and transparency, and we are proud to be a responsible and ethical financial institution. We adhere to the highest standards of corporate governance and social responsibility, and we are committed to making a positive impact on the communities we serve.

Conduct KYC

Introducing Seamless KYC for Easy Access to Microfinance! At [Microfinance Bank Name], we understand that every moment counts when it comes to supporting your financial aspirations. That's why we're thrilled to introduce our seamless KYC (Know Your Customer) process, designed to make accessing microfinance services easier and faster than ever before. With our simplified KYC process, you can unlock a world of financial opportunities in just a few simple steps. Here's how it works: Hassle-free Documentation: Say goodbye to stacks of paperwork! Our KYC process eliminates the need for extensive documentation, making it easier for you to get started.

Perform credit analysis

Our Credit Analysis service is tailored to address the specific needs and challenges of our clients. We meticulously analyze financial data, industry trends, and borrower profiles to provide customized credit solutions that fit their circumstances and aspirations. We conduct a thorough examination of key financial indicators, cash flow projections, collateral valuation, and repayment capacity to determine creditworthiness accurately. By utilizing advanced analytics and industry benchmarks, we ensure precise evaluations, making informed lending decisions.

Disbursment and repayments

We are thrilled to offer our expedited Loan Disbursement service, enabling you to access the funds you need quickly and efficiently. Say goodbye to waiting and hello to realizing your aspirations faster than ever before! We understand that time is of the essence when it comes to meeting your financial goals. Our Loan Disbursement service is designed to streamline the process, ensuring minimal waiting time. We leverage advanced technology and efficient procedures to expedite the disbursal of funds, getting you one step closer to turning your dreams into reality.

Our record and media

A little of what has been done and how we have achieved them

Over 1billion loans disbursed

Join Thousands of Satisfied Customers with VCL Microfinance Bank's Successful Loan Disbursements. With a track record of delivering financial solutions that have transformed the lives of thousands of individuals and businesses. With our commitment to financial inclusion and empowerment, we have disbursed over 1billion amount in loans, making a positive impact on the community we serve.

Financial inclusion:

Unlock Financial Freedom with VCL Microfinance Bank, your trusted partner in achieving financial inclusion and empowerment. We understand that everyone deserves the opportunity to thrive, regardless of their economic background. That's why we're here to offer tailored solutions that will help you unlock your true potential.

Customer-Centric Approach:

At VCL microfinance bank, our customers are at the heart of everything we do. We pride ourselves on our unwavering commitment to providing a customer-centric approach that exceeds expectations. From the moment you step into our branches or engage with our digital platforms, you'll experience a level of service that sets us apart. We believe in listening to our customers. We take the time to understand your unique financial needs and goals, so we can offer personalized solutions that truly make a difference in your life. Our team of knowledgeable professionals is here to guide you, providing expert advice and assistance every step of the way.

who we are ?

FINANCIAL INSTITUTION

We are a microfinance institution that offers a wide range of financial services. Whether you are looking to start a business, buy a home, or save for the future, we have the expertise and resources to help you succeed. Our commitment to excellence extends beyond our services. We are also dedicated to operating with integrity and transparency, and we are proud to be a responsible and ethical financial institution.

Customer Testimonials

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ENGR. ALBERT

"I've been a loyal customer of VCL Microfinace bank for years, and I couldn't be happier with their services. They offer a wide range of banking options that fit my lifestyle perfectly."

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MAMA YEMI

"The ongoing support and guidance I receive from VCL Microfinance bank make me feel empowered and in control of my financial future. I couldn't ask for a better banking partner!"

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STELLA AWUGORO

"The compassionate staff at VCL Microfinance bank worked tirelessly to find the best solution for me, demonstrating their genuine care and dedication to their customers. I'm incredibly grateful for their support during a challenging time."

CONTACT US